Ryan Ramsey

In this episode, we’re joined by Ryan Ramsey, Associate Director of Health Coverage and Benefits at the National Council on Aging, to shed light on the major financial challenges facing older adults today. Ryan highlights a common misconception: Medicare isn’t free. Many seniors struggle with the rising costs of premiums, copays, and deductibles, placing significant strain on their limited incomes.

He also discusses the wide range of public benefits available to help, from food assistance to help with medical costs — and the frustrating barriers that keep older adults from accessing them. Despite being eligible, millions of seniors are missing out on an estimated $30 billion in benefits each year. Ryan emphasizes the urgent need to raise awareness and simplify access to these vital programs, a message at the heart of the National Council on Aging’s current public service campaign.

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